Cathy Cataletto's Real Estate Today
Commerical-For Sale-Staten Island-New York-A RARE BUSINESS OPPORTUNITY!
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Possible car wash for sale also. Owner is selling land and building w/income increasing to 84,000 in 2011.
Call me for additional details at: 917-829-1402
Cathy Cataletto Licensed Real Estate Salesperson
FOR MORE MORE BLOGS YOU CAN VISIT ME AT: cathycataletto.com
Staten Island, New York Real Estate Agent on the meaning of Labor Day.
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Labor Day
| Labor Day | |
|---|---|
 Labor Day Parade, Union Square, New York, 1882 |
|
| Observed by | United States |
| Type | Federal Holiday (federal government, DC and U.S. Territories); and State Holiday (in all 50 U.S. States) |
| Date | first Monday in September |
| 2009 date | September 7 |
| 2010 date | September 6 |
| 2011 date | September 5 |
| Celebrations | Parades, barbecues |
Labor Day is a United States federal holiday observed on the first Monday in September (September 6 in 2010).
The first Labor Day in the United States was celebrated on September 5, 1882 in New York City. It became a federal holiday in 1894, when, following the deaths of a number of workers at the hands of the U.S. military and U.S. Marshals during the Pullman Strike, President Grover Cleveland put reconciliation with the labor movement as a top political priority. Fearing further conflict, legislation making Labor Day a national holiday was rushed through Congress unanimously and signed into law a mere six days after the end of the strike. The September date was chosen as Cleveland was concerned that aligning an American labor holiday with existing international May Day celebrations would stir up negative emotions linked to the Haymarket Affair. All 50 U.S. states have made Labor Day a state holiday.
The form for the celebration of Labor Day was outlined in the first proposal of the holiday: A street parade to exhibit to the public “the strength and esprit de corps of the trade and labor organizations,” followed by a festival for the workers and their families. This became the pattern for Labor Day celebrations. Speeches by prominent men and women were introduced later, as more emphasis was placed upon the economic and civil significance of the holiday. Still later, by a resolution of the American Federation of Labor convention of 1909, the Sunday preceding Labor Day was adopted as Labor Sunday and dedicated to the spiritual and educational aspects of the labor movement.
Traditionally, Labor Day is celebrated by most Americans as the symbolic end of the summer. The holiday is often regarded as a day of rest and parties. Speeches or political demonstrations are more low-key than May 1 Labor Day celebrations in most countries, although events held by labor organizations often feature political themes and appearances by candidates for office, especially in election years. Forms of celebration include picnics, barbecues, fireworks displays, water sports, and public art events. Families with school-age children take it as the last chance to travel before the end of summer recess. Similarly, some teenagers and young adults view it as the last weekend for parties before returning to school, although school starting times now vary.
In U.S. sports, Labor Day marks the beginning of the NFL and college football seasons. NCAA teams usually play their first games the week before Labor Day, with the NFL traditionally playing their first game the Thursday following Labor Day. The Southern 500 NASCAR auto race was held that day from 1950 to 2004.
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Cathy Cataletto Licensed Real Estate Salesperson
Homes for Sale, Staten Island, New York-True Value vs. Perceived Value!
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CAN YOU HANDLE THE TRUTH?????
Why do I need a Professional Real Estate Salesperson when I can gather my own facts about the Value of My House…..WHEN…..
I asked my neighbor right across the street and they said they got $$$$ for their home and their home was never updated like mine!!!
I can go on the internet, plug-in my address and ABRACADABRA there’s your Value!!!!
I just spoke to someone in the supermarket and they said that their Aunt’s, Uncle’s Cousin is willing to pay $$$$ for a house just like mine.
Well, like it or not..THIS IS THE FACT!!! HERE IS THE TRUTH!!!! CAN YOU HANDLE THE TRUTH????
Getting an OPINION from someone who isn’t a Realtor and their Word of mouth, is not a FACT. They could mean well, repeating what they heard, but like the game telephone, by the time it reaches your ears, the price was probably padded or subtracted.
Web Sites, are black and white, with no Gray area for explanations.
The Real Estate Market that we’re in is A GRAY MARKET.
Which means, due to the short sale issues, the foreclosures and the bank owned properties, for your home to be thrown in the mix simply because IT FITS THE CRITERIA OF AREA OR SQUARE FOOTAGE, Is such an INJUSTICE to You.
When this happens, YOU CAN BE MAKING WRONG DECISIONS OF WAITING TO SELL OR ASKING TOO LITTLE BECAUSE OF THIS MISINFORMATION.
When people say what they would pay for your house, without carefully seeing your home, without providing you with their financial status and pre-approval, and not having them put PEN TO PAPER. Would be giving you FALSE HOPE. THIS CAN KEEP YOU IN THE WRONG MIND SET WHEN NEEDING TO ASK THE “RIGHT PRICE FOR YOUR HOME”
So how does someone really know the TRUE VALUE OF THEIR HOME?
Well for starters I would sit with my potential clients and tell them all about me. The many years of experience I have, the solid company I work for and the how I constantly educate myself to make my clients stronger and wiser for the biggest financial decisions they will make.
Then I open up my laptop, plug-in my air card and show the FACTS. SHOW ALL THE GRAY AREAS, AND DO A PROPER Comparative Market Analysis.
This will allow us All to see what price we should ask, what our competition looks like and IF NOW IS THE TIME TO SELL.
THIS IS NOT WHAT PEOPLE ARE ASKING FOR THEIR HOMES, NOT IF THEY HAVE AN OFFER/ACCEPTANCES/CONTRACT, BUT WHAT THE “SELLING” PRICE IS. PLUS IF THAT SELLING PRICE IS A REFLECTION ON HOMES THAT ARE UNDER FINANCIAL DISTRESS.
Of course there is more involved and will be taken into consideration to get my clients to reach their goals. I hope that I have given you some insight as to how I come upon recommending what someones true value of ones home is. MY MAIN GOAL IS TO HAVE YOUR HOME BRING YOU IN THE MOST MONEY IT CAN.
Homes for Sale, Staten Island, New York-True Value vs. Perceived Value!
To read more informative blogs you can visit me at: cathycataletto.com
Cathy Cataletto Licensed Real Estate Salesperson
Annadale, Eltingville, Tottenville, Princess Bay, Hugeunot, Richmond Town-which location is selling?
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Annadale, Eltingville, Tottenville, Princess Bay, Huguenot , Richmond Town-which location is selling?
There are many homes for sale on Staten Island and it seems that what sells and what doesn’t use to ONLY depend on, LOCATION-LOCATION-LOCATION. However in today’s market place, the rule of thumb has changed.
Location still is a major factor, but price and sellers financial situation seems to be something that is weighed just as much.
If a home is located, for example, in Richmond Town, but the potential buyer really wanted in Tottenville, because it was close to family members who live in New Jersey. They weigh what is more important to them as this point in time. The sale price in Richmond Town may be much lower due to a short sale, bank owned or foreclosure, making the extra travel time worth it.
The same goes for people who would rather be closer to Verrazzano Bridge but decides to go for the lower priced home in Tottenville.
Peoples financial situations have come into play so drastically that location is something that many have chosen to forego to live in a home that they can comfortably afford.
This is why it is within the sellers interest to price their home correctly as soon as it comes on the market. It may not be their renovated kitchen or their property size, nor does it totally matter if their located on one side of the island or the other. I am not saying you have to “give your home away”, I am saying you have to be realistic if your serious about moving.
HOWEVER, the good news here is, the sellers will now become buyers, and they will benefit from this LOW INTEREST RATE, LOWER PRICED HOME SALES. Making for an even exchange. You get less, you pay less.
So when thinking of putting your home on the market, after you’ve interviewed your realtor and decided which one will be best for you, then listen carefully to what they have to say.
If it can be seen IN BLACK AND WHITE, WHAT YOUR HOME WILL SELL FOR, then be smarter than the next seller and price it to SELL!
To read more informative information, just go to cathycataletto.com.
Cathy Cataletto Licensed Real Estate Salesperson
If you want to be search the internet like a real estate salesperson, click on this link and enjoy!
This blog: Annadale, Eltingville, Tottenville, Princess Bay, Hugeunot, Richmond Town-which location is selling?
Tags: bank owned, foreclosures, homes for sale, new york short sales, staten island
Homes For Sale, Staten Island, New York-Mortgage Guidelines Are Changing Rapidly.
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During this market place we’re in and the changing guidelines of the mortgage companies and banks, it is so important to keep educated as to the changes. People ask me everyday on the market conditions, the prices of the homes and how hard is it to get a mortgage. Obviously, every transaction is different from the next but what I found while doing some research that there is a certain “guideline” a potential buyer can use.
Below you will find a link that will give you some informative information in regards to mortgages.
INFORMATIVE MORTGAGE GUIDELINES
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Cathy Cataletto Licensed Real Estate Salesperson
Staten Island, New York, REALTOR TAKING A GLIMPSE INTO THE LIVES OF OUR FDNY
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You’re awaken bysomething in the middle of the night. You are confused and trying to get your bearings. What woke me up? What is happening? You come to realize that you’re having a hard time breathing, you can’t see inches in front of you, and that’s when the horrific realization hits you. Your home is on fire, your family members that were only a few rooms away, now seem like they’re billions of miles away from you and you need HELP FAST!!!!!….911—— MY HOME IS ON FIRE, MY FAMILY MEMBERS ARE IN OTHER ROOMS AND I CAN’T GET OUT OF MY ROOM. AT THAT POINT, AND ONLY AT THAT POINT DO YOU TRULY KNOW HOW IMPORTANT A FIREFIGHTER IS….
“WHEN EVERYONE IS RUNNING OUT, THEY’RE RUNNING IN. AND WHEN SECONDS IS BETWEEN YOU & YOUR FAMILY FROM DEATH, THAT FIREFIGHTER RISKING HIS OWN LIFE TO SAVE YOURS, WOULD BE SOMETHING THAT NO WORDS OR MONEY COULD THANK THEM FOR.”
As you can see what the obvious importance of OUR FDNY means to all of us, however, I have to wonder if the other important responses of our Firefighters are also known or recognized.
If you’re watching the news, or running outside to see what the sirens are responding to on your block, what you’re looking at is the emergency, what you’re probably looking past is the people involved with each emergency.
From using the “JAWS OF LIFE“ to pry someones teenage child out of their mangled car that at anytime could explode…to “TRYING TO BREATH LIFE INTO A TODDLERS MOUTH FROM A POOL DROWNING.” as their heart sickened parents look helplessly on.
From doing “CPR ON SOMEONES GRANDMOTHER” …..to DIVING INTO COLD AND MURKY WATER’S TO SAVE SOMEONE’S GRANDFATHER THAT DROVE HIS CAR OFF A PIER”
Someone trying to end their life by jumping off a building, domestic violence, floods, someone struck by lightning, gun shots, drug overdose, water main breaks, weather emergencies, building inspections for YOUR safety, teaching fire prevention to our children the list as you can see is endless for the need of a firefighter to respond to.
People may also not realize the lifestyle of a firefighter. They work at times 24 hours straight, within that time, they live side by side with each other. They must cook, clean, and share life saving experiences at a moments notice. No matter what they’re doing, when that bell rings, YOU become PRIORITY ONE. Even if they just got back to the firehouse from fighting a 4 alarm fire, they must be 100% strong mentally and physically for yet another situation that would exhaust the average person. It doesn’t matter to YOU, IF THEY HAVEN’T EATEN IN 12 HOURS OR SLEPT IN 20 HOURS. YOUR EMERGENCY NEED, is the only thing that matters to THEM.
If you ever have seen Firefighters food shopping, did you notice their fire truck parked outside. Ever wonder why? This is simply a perfect example of them having to ALWAYS be ready for US needing THEM. RESPONSE TIME IS KEY AND HAVING ALL THE FIREFIGHTERS BE NEAR THEIR EQUIPMENT, THEIR AND EACH OTHER IS WHAT SAVES TIME AND LIVES. As you can see, this is why when a Firefighter is gives their life, it is a LIKE LOSING A FAMILY MEMBER to each other
At home, when they’ve come back from working a “double tour” their mates, parents, children…having not seen them for hours, still must wait to interact with them because the need for sleep is all they can do at this point. These family members will be celebrating many holidays, birthdays, anniversaries are spent alone, because EMERGENCIES DON’T TAKE TIME OFF FOR THESE SPECIAL EVENTS. It takes a very special PERSON TO BE A FIREFIGHTER AND IT ALSO TAKES A VERY SPECIAL FAMILY TO STAND BEHIND A LIFESTYLE THAT IS SO VERY UNSELFISH.
“I GUESS THE ONLY THING A LOVED ONE CAN SAY TO THEIR FIREFIGHTER AS THEY LEAVE FOR WORK IS, I LOVE YOU” for everything else is unpredictable.
I hope a small glimpse into OUR FIREFIGHTERS lives gives a new appreciation and understanding on how important they are to all of us.
TELL A FIREFIGHTER TODAY THANK YOU, FOR THEY LIVE EVERYDAY OF THEIR LIVES, “READY, WILLING AND ABLE TO GIVE THEIR LIFE FOR US!”
Being a Realtor for many years, it brings me into many homes for sale, I get to know about their financial situations and from both the buyers and sellers, their personal lives. All too many times, this includes a story or two of their personal experiences with the need for emergency help…
If you would like to share your story, I would love for you to comment and share it with us all.
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Staten Island, New York, REALTOR TAKING A GLIMPSE INTO THE LIVES OF OUR FDNY….and taking the time to say THANK YOU to them and ALL OUR OTHER EMERGENCY RESPONDERS
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Homes for sale, Staten Island, How can families budget themselves?
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There has been so many financial distress situations in this market. Jobs are not what they use to be. As I sit in kitchens all over Staten Island, New York and in Monmouth County, New Jersey, there is one story after another of how their families are being affected by it. Some are experiencing short sales, foreclosures or they’re on the edge of becoming another statistic.
Though in real estate there will always be movement due to the fact that everyone needs a place to live. People may want to move or may have to move, what ever the situation, I still have to “help” with their needs.
Job hours cut, big and small business are down sizing, doors are closing leaving many families with bills they can no longer pay.
With that said, I found this budget site and may help some families to survive their situation until more opportunities come around.
I hope this information is useful.
Family Budget Setup Guide
These days, going without a family budget is not an option–families of all income brackets are watching where their dollars go. Setting up a family budget can be confusing, but these guides will help you effectively maintain yours.
How Does a Family Budget Work?
Composing a family budget should be a group effort, otherwise family members may feel as though they didn’t have a say in how money is to be spent and distributed. For this Read More
Making a Family Budget
When making a family budget, the goal is to allow clarity for the family by instituting a system that saves time and energy. Put together a ledger or spreadsheet when Read More
Family Budget Tricks
A great family budget trick to follow is called the envelop system, which calls for individuals identifying current expenses and placing just enough money in an envelop to Read More
How to Manage a Household Budget on Low Income
It can be hard living on a limited amount of money each week for your family. When there’s a failing economy or a lack of jobs in your area, it can be hard trying to decide Read More
How to Identify Waste in a Family Budget
When living expenses rise at a faster pace than income, families find it more and more difficult to meet their monthly household budgets. It is precisely during times of Read More
Average Family Budget Percentages
According to the Bureau of Labor Statistics, the average American family spends almost one third of its monthly income on housing, much more than anything else. Check out Read More
Making a Bimonthly Family Budget
The first step toward making a bi-monthly family budget is gathering information. The better records you’ve been keeping, the more accurate your budgeting will be. Ideally, Read More
How to Set Up a Family Budget
When setting up a family budget, use computer software to create a spreadsheet or ledger that can be printed out for everybody to understand. Make sure that bills are paid Read More
How to Create a Family Budget in Excel
Managing the financial health of your family can be a complicated and difficult task. Maintaining control of your household finances through the use of a family budget is Read More
How to Set Up a Family Budget on Quicken
Setting up a family budget in Quicken gives you a place to establish financial goals and track spending. Quicken was designed to assist in forming a family budget quickly Read More
How to Create a Family Budget With Google Spreadsheets
It is always important to stay on top of your family’s financial health. One of the best ways to do this is by keeping an accurate family budget. Using Google Spreadsheets Read More
How to Manage Your Budget with Rising Costs
In today’s economic environment, many people are asking themselves how they will make their dollars go further. This article gives step-by-step instructions on how to Read More
How to Feed a Family on a Tight Budget
In tight economic times, there are some creative strategies you can employ to save money at the food market. Taking more time finding deals and preparing food yourself can Read More
How to Budget Family Trips
When planning a family vacation, budgeting should be done far in advance and should take tickets, fuel and vehicle costs into account. Budget family trips with tips from a Read More
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Cathy Cataletto Licensed Real Estate Salesperson
Want more interesting Blogs, you can visit me at: cathycataletto.com
HOMES FOR SALE, STATEN ISLAND, NEW YORK-COLOR YOUR HOUSE SOLD!
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What’s the MAGIC Colors to get your home SOLD!
Color plays a BIGGER part in selling a house then one may realize. How you decide to dress your walls or “undress your walls” can convince a buyer that your home is move-in ready or leave them looking elsewhere. If the goal is to see the sparkle of “love at first sight,” consider picking the right paint palette to suit MANY different tastes.
Picking The PERFECT Colors:
Color choices are plentiful, as are the types of paints. When selecting interior colors, consider how you use each room or the feeling that you want to create for the space. Pick loud colors and your home will seem too busy. White is a great accent, but for walls it is a harsh and cold color. Instead of white, choose warm, inviting and neutral paint colors such as warm weights, linens, warm beige and olive tones.
The best rule of thumb for home remodeling is to stick to a color palette that isn’t too bland but also isn’t too bold. For smaller spaces, such as bathrooms, small bedrooms or sitting rooms, choose colors that make the room look bigger such as warmer whites. For the bigger rooms, select a paint that is a couple shades darker to create a cozy atmosphere, such as a tan color for walls, with white trim. With the average size bedrooms, I recommend the calming paint colors, they seem to work best.
Make sure the palette you create flows from room to room. You don’t want your home to look like a rainbow or a box of canyons. At paint stores, purchase a smaller can of paint and test it on the walls before committing to the color for the entire room.
If you have a room painted a UNSUAL color due to someone wanting to EXPRESS themselves. Then I HIGHLY recommend my clients to tone it down and allow the potential buyers to be able to see the possibilities for their own EXPRESSIONS.
Wallpaper Can Be A “Turnoff” And be DIFFICULT AND COSTLY TO “COME OFF”:
My experience with wall paper is that buyers never seem to enjoy the same patterns as the sellers. They then look at this as AN EXTRA COST, TROUBLE AND TIME in having to hire someone SOMEONE TO remove it. Buyers are also afraid of what they may find behind the wallpaper, will the sheet rock be in tact, will the walls now need to be repaired?
LOOK UP:
I can’t express the importance of repairing and painting any old water stains that might have been caused by a ONE TIME over flow from the kids splashing in the bathtub or a broken dishwasher. Make sure the problem (for what ever caused the stain) is repaired and remove anything that may give the buyers the wrong impression.
WATER PROBLEMS SCARE ALMOST EVERYONE
This also is true for cracks in the ceilings too. The best built house will at one time or another experience “settlement cracks”. This can be easily corrected with tape and compound, with some final paint touch up.
I hope these tips will come in handy. I’ve been in many homes for sale in Staten Island, New York as well as Monmouth County, New Jersey, and though style and sizes are almost always different, the BUYERS SEEM TO BE ALL ON THE SAME PAGE.
More of my blogs at: cathycataletto.com
Cathy Cataletto Licensed Real Estate Salesperson
Homes for sale, Staten Island, New York-What is the average time a house is on the market before they sell?
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There are a lot of buyers out there shopping for a home to buy. Why did their house sell and mind didn’t?
The simple answer is, how is it priced? I am not heading toward, let’s price is low and “GIVE YOUR HOUSE AWAY“. It is pricing it where it brings you in offers that make you IN CONTROL of the BEST PRICE YOU GET. Now keep in mind that the HIGHEST offer is NOT USUALLY your BEST OFFER. Your BEST offer is where the get a fair price from the BEST BUYER. I know how difficult it is to feel like you’re throwing money away but in reality you can’t lose something you never had. If that higher offer comes with a buyer with issues, low credit score, past foreclosures, income ratio, something to sell, if this is a second home, how long have they had their job. There are so many factors that come into play, which might be the reason why this buyer comes in with a higher price. They probably know, or have a feeling that due to the fact that they are NOT THE BEST OF BUYERS, that they need to give more money then what your home may be worth in the present market to more or less entice a seller to go with them.
Also, when you over price a house, you must know that you COMPETITION LOVES YOU and can’t thank you enough, because what you just did was SELL THEIR HOUSE. You merchandise them right into their home. Leaving your home STILL ON THE MARKET!
If you feel, ok I know my Agent did a proper CMA, and it should be priced at “this amount” well I just want to try it at this higher price, I just want to make sure I’m not giving my house away, during that CRITICAL FIRST TIME ON THE MARKET, may be how you lost that buyer that was waiting for your home to come on the market.
Another reasoning I find from my sellers is that, if they like my house, they will make me an offer. Now let me ask you a question? Especially with all the foreclosures, short sales and bank owned properties out there, though they may seem like they’re a slam dunk to buy, in reality they aren’t and a good agent can educate your potential buyer as to why it would be within their best interest to purchase a home without these issues.
Why would a buyer “make an offer” on a house that is overpriced, when the inventory has plenty at a lower price? THEY WON’T. So there is yet another reason why you may have lost your buyer.
I can continue on about this, but I think I hit on a few of the main reasons why pricing your home CORRECTLY from the start will in fact give you a better chance of getting more money for your home, then if you price it high.
Just keep in mind that if you do your homework and interview a few experienced real estate agents, and they can show you in black and white what your home is worth, use your common sense and you may be pleased and surprised with the outcome.
If you would like more informative and interesting blogs you can visit me at: cathycataletto.com
See all the homes for sale on Staten Island.
Cathy Cataletto Real Estate Salesperson 917-829-1402
Tags: bank owned, foreclosures, homes for sale, new york, short sales, staten island
Heartland Villlage, Staten Island, New York-Home for sale-COMING SOON!
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Heartland Village, Staten Island, New York-Home for sale-COMING SOON!
BE ON THE LOOK OUT FOR THIS BEAUTIFUL TWO BEDROOM CONDO LOCATED IN SOUGHT AFTER HEARTLAND VILLAGE WILL BE UP FOR SALE SOON.
Heartland Village is centrally located and has many great features. Parks are so close and tranquil, with many activities available for people of all ages.
This is a great location to live in for people who don’t drive as well. The Staten Island Mall is right at your finger tips as well as many restaurants to choose from.
The Staten Island Mall
The Staten Island Mall is within walking distance as well as other local stores, restaurants and other retail establishments.
Cathy Cataletto Licensed Real Estate Salesperson 917-829-1402
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